Get Help: Tools For Tough Economic Times

         enter alt text here (for screen readers)          Employment | Finances | Housing | Health | Families | Seniors

Employment Tools

Job Seekers


  • offers online services for employers.


Financial Tools

Auto Insurance

  • Special Automobile Insurance Policy (SAIP) program, also known as Dollar a Day helps make limited auto insurance coverage available to drivers who are eligible for Federal Medicaid with hospitalization. Such drivers can obtain a medical coverage-only policy at a cost of $365 a year.

Banking Issues

Bill Paying

  • NJHelps allows you to self screen for over 28 programs.

Food Assistance

  • NJ Snap (formerly food stamps).
  • Locate food pantries and soup kitchens.

Military Benefits

Personal Finance

Tax Assistance

Tax Credits

Temporary Assistance

  • WorkFirst NJ provides temporary cash assistance and many other support services to families through the Temporary Assistance for Needy Families (TANF) program.
  • Emergency Assistance (EA) is available in certain situations for eligible persons.  It is limited to 12 months.


Utility Bills


Housing Tools

Affordable Housing


Homelessness Prevention

New Jersey Housing and Mortgage Finance Agency

  • NJHMFA provides programs for home buyers, home owners, renters, seniors and those with special needs.

Reverse Mortgages

Utility Bills

  • The New Jersey Board of Public Utilities provides information about the following assistance programs: Comfort Partners, LIHEAP, Universal Service Fund – Energy, Winter Termination Program, Lifeline Program, NJSHARES and Telephone Assistance.


Health Tools