Tag Archives: Finances

Webinar – Protecting Against Investment Scams

Investment scams have been around for decades and with the growth of online trading and investing, the number of investment scams has continued to rise.  The Government Publishing Office, in conjunction with the U.S. Securities and Exchange Commission is offering a free webinar Protecting Against Investment Scams.  This webinar will cover how investors can identify and avoid investment scams, including resources available from the U.S. Securities and Exchange Commission.

Note – This is an online webinar and is not affiliated with the New Jersey State Library

Register Here!

Financial Aid Information Session Program Recap

Thank you to Andre Maglione from the Higher Education Student Assistance Authority for an extremely informative presentation on preparing for the financial aspects of higher education.   Paying for college can be overwhelming, especially for parents who are unfamiliar with the process.  Being organized and proactive are keys to ensuring that you do not miss any available financial assistance available.  Completing the CSS Profile and FASFA early and accurately can dramatically alter the cost to you and your child, ensuring you get the maximum need-based aid available.  Andre also covered the details of subsidized and unsubsidized Federal Stafford Loans, different federal and NJ State grants, and a variety of loans specifically for parents.  For more helpful information, please visit the links below or contact Andre Maglione via email, amaglione@hesaa.org, or phone, 609-588-3300 x1400.

Higher Education Student Assistance Authority (HESAA) – www.hesaa.org

Free Application for Federal Student Aid (FAFSA) – https://fafsa.ed.gov/

College Scholarship Service (CSS) Profile – https://cssprofile.collegeboard.org/

New Jersey Grants and Scholarships – www.njgrants.org

UNIGO Scholarship Search – https://www.unigo.com/scholarships

Financial Aid Information Session

November is National Scholarship Awareness Month and as college applications come due, the burdens of college financing can be overwhelming.  Paying for college can be a complex and confusing process, from finding scholarships, to applying for financial aid, to determining which student loans are the best fit.   Andre Maglione, Acting Director of Student Aid Services from The Higher Education Student Assistance Authority, will help to clear the confusion through their Financial Aid Information Session.  This session will provide useful information on all of the Federal and State grants, scholarships and loan programs available through the FAFSA (Free Application for Federal Student Aid).  Key information and requirements on filing the FAFSA are covered.  In addition,  college cost of attendance, the expected family contribution and their combined role in determining aid will also be covered.


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10 Basic Financial Steps for Special Needs Caregivers

The day to day responsibilities of a caregiver can be stressful enough, let alone having to manage someone else’s financial situation.  To help caregivers improve their financial literacy and confidence in managing other people’s finances, the Credit Union of New Jersey has created a 3 part seminar series surrounding financial responsibilities of special needs caregivers.  The first part, 10 Basic Financial Steps for Special Needs Caregivers, will discuss 10 basic steps to help caregivers get started in preparing for the financial future of their dependent with special needs.  As a caregiver of a dependent with special needs the single most important issue on your mind, regardless of the age of the dependent, is what will happen to my dependent after I’m gone.  There are some needs that will always be present and they must be carefully considered and planned for appropriately.  This workshop addresses such critical issues as applying for government benefits for Social Security and Medicaid, creating a Special Needs Trust, the importance of a Will and considering a Letter of Intent.  Taking these 10 basic steps now can help ensure the type of care and quality of life for a loved one’s well-being today and tomorrow.


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Please indicate the classes you would like to attend by clicking on the appropriate box below. 

Women and Money Seminar Recap

Thank you to Odessa Santiago and Jaime Gangone from the Credit Union of New Jersey and all of those who attended the “Women and Money: Are You Covered?” seminar this past Monday.  The program covered tips and resources for women to maintain financial security in the face of a variety of situations and life-changing events.  From building and managing personal credit to safeguarding your identity and finances from identity left, there are many things to think about and prepare for as a woman in the 21st century.

Please visit the Credit Union of New Jersey’s website, www.cunj.org, for a variety of services and programs aimed to help everyone become financially independent and safe.

Here are some other online resources for women regarding financial management:

http://www.wife.org/ – WIFE, the Women’s Institute for Financial Education, provides a variety of resources and programs aimed at strengthening a woman’s financial independence.  Whether you are looking to build up credit, need financial planning advice for the future, or intimidated by the divorce process, WIFE has the resources and contacts you need to succeed.

http://www.wiserwomen.org/index.php?id=38 – The National Resource Center on  Women and Retirement Planning, a special project of WISER (Women’s Institute for a Secure Retirement), focuses on providing women all the necessary resources, tools, and strategies needed surrounding retirement.

Please check our Events calendar for future programs!