Thank you to Jesse Crawford from the NJ Housing and Mortgage Finance Agency for his presentation on programs available through the HMFA to help first-time homebuyers. There are two important grant opportunities that can help pay for the closing costs or down payment, essentially giving you a cash injection up front. The HomeSeeker Downpayment Program will provide a $10,000 incentive for qualified homebuyers to purchase a home within a select number of counties, including Burlington and Mercer. The Smart Start program is another down payment assistance program that features up to 4% down payment and/or closing cost assistance. In addition, this program available throughout the state and not limited by county. For both of these programs, you must use an approved lender. For more information on these programs, as well as a list of approved lenders, please visit http://njhousing.gov/roadhome/. Should you have any questions on these products or other topics related to homebuying, please contact Jesse Crawford at email@example.com.