When we think about our personal finances, one aspect we would rather pretend did not exist is debt.  According to a recent NerdWallet study, the average U.S. household owed about $222,000 in mortgages, $17,000 in credit card debt as well as $29,000 in auto loans last year.  However, there are several strategies we can use to improve our debt situation and help us to become debt free.  Please join us as Amanda Griffin from the Credit Union of New Jersey gives a crash course in debt management, including:

• The different kinds of debt
• The benefits and costs of credit
• The warning signs you have too much debt
• How to improve your credit report and score
• How to tackle your debt and avoid pitfalls
• How to rebuild good credit
• How to stay out of debt

Amanda Griffith is a Financial Well-being Impact Officer and a Certified Credit Union Financial Counselor at the Credit Union of New Jersey.

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